You’ve finished college and are
looking for a job in a depressed market.
The frustrating job market isn’t your only worry, however, since you are
also about to need health coverage as well.
What can you do, if you don’t find a job quickly? Cinergy Health, founded by Daniel Touizer,
offers important recommendations.
The Medical Director of Cinergy Health, Dr.
Margaret Lewin says,“My advice for grads would be to not put off their decision
in regards to insurance because it can take a long time to find adequate
employment and it is not worth the risk.”
You could join the armed forces or Peace Corp to stay covered.
Another option is to pay out of
pocket for short term insurance. This is
often a good idea, and most of these plans cover doctor’s visits and routine
issues; keep in mind, however, that they usually don’t cover catastrophic
events. Many recent grads assume that
they will be fine going without insurance for awhile, as they are young and
healthy. However, as Ron Ghilino CLU,
manager of advisory services at Meyer and Associates points out, “If something
did happen and a student was not covered, they could find themselves
insurmountable debt between student loans and medical bills that would be very
hard to come out of.”
