Cinergy Health Helps with Post College Coverage

You’ve finished college and are looking for a job in a depressed market.  The frustrating job market isn’t your only worry, however, since you are also about to need health coverage as well.  What can you do, if you don’t find a job quickly?  Cinergy Health, founded by Daniel Touizer, offers important recommendations.

 The Medical Director of Cinergy Health, Dr. Margaret Lewin says,“My advice for grads would be to not put off their decision in regards to insurance because it can take a long time to find adequate employment and it is not worth the risk.”  You could join the armed forces or Peace Corp to stay covered.

Another option is to pay out of pocket for short term insurance.  This is often a good idea, and most of these plans cover doctor’s visits and routine issues; keep in mind, however, that they usually don’t cover catastrophic events.  Many recent grads assume that they will be fine going without insurance for awhile, as they are young and healthy.  However, as Ron Ghilino CLU, manager of advisory services at Meyer and Associates points out, “If something did happen and a student was not covered, they could find themselves insurmountable debt between student loans and medical bills that would be very hard to come out of.”

Steps to Switch Doctors

Most people don’t like to have a hassle.  Rather than switching doctors, even if they don’t like theirs, they’ll decide to stay with their current situation.  However, it’s important to be proactive if your current doctor isn’t the best for you.  Cinergy Health, a health plan provider started by Daniel Touizer, offers tips and practical advice for getting the best care for yourself.

First, take a look in your current doctor’s practice.  Perhaps there is another doctor who will better meet your needs, thus allowing you to simply switch doctors and not practices.  If you’ve been diagnosed with diabetes, for instance, you might want a younger doctor who has specific experience working with patients with diabetes; according to Dr. Margaret Lewin of Cinergy Health, you might even want a nurse practitioner who has more time to talk about your needs.

If no one within the current practice works for you, it’s time to look elsewhere.  Start by looking through your insurance plan’s list of physicians.  Next, see what hospitals the doctors are aligned with and see which is most convenient for you.  As Dr. Lewin says, "Limit your search to those doctors affiliated with that hospital. In order to give those doctors admitting privileges, the hospital wants them to meet certain criteria."

Swallowing Fingernails, A Danger?

Have you ever been warned not to chew your fingernails, and not to swallow them?  Parents will often say that fingernails will stay in your stomach for seven years.  Is this true?

According to Cinergy Health Medical Director Dr. Margaret Lewin, this information is definitely not true.  As part of Cinergy Health, a health insurance plan company founded by Daniel Touizer, she explains that fingernails will be partially broken down by the acids in your stomach.  What’s left will then move through your intestinal tract and become part of your stool.

She does warn that, on very rare occasion, a sharp fingernail could become stuck in the appendix and could cause inflammation or appendicitis; she points, however, that such an incident would be extremely rare.

Safe Pregnancy Travel Tips

Certainly, you can enjoy a vacation while you are pregnant.  Before you leave, you should speak with your doctor to make sure that it’s alright for you to travel.  Dr. Margaret Lewin, the medical director for the insurance provider started by Daniel Touizer, Cinergy Health, explains that you should mention to your doctor if you are going outside of North American or Western Europe. In these situations, there might be special immunizations or medications that are recommended. 

Usually, as long as you are before your 36^th week, you are generally safe to travel.  You should probably get the H1N1 vaccine and the seasonal flu vaccine before you travel, says Dr. Lewin from Cinergy Health.  You should stay well hydrated if you are flying and you should move around every few hours to prevent blood from pooling in your legs.

Health Coverage When Unemployed

Certainly, becoming unemployed is stressful for many reasons. One of these reasons is the loss of health coverage.  Dr. Margaret Lewin, the medical director of the health plan program started by Daniel Touizer called Cinergy Health, says that people need to evaluate the individual finances and see what they will need.  You’ll need to determine how much you can pay out of pocket, and whether you not you want a plan that covers preventative care or just one that covers emergencies.

In addition, according to Dr. Lewin from Cinergy Health, people should start looking for coverage when they think they may lose their jobs.  If you let your coverage lapse for more than 60 days, you may have a waiting period before your new benefits begin.  Health programs might also be classified as pre-existing conditions.

Stay Healthy Traveling

This year, more than any other, it’s important to stay healthy throughout the winter travel season.  The CDC and many health experts offer concrete tips to keep your health in tip-top shape this winter.

First, make sure to pack hand sanitizer in your suitcase when you take off for a trip.  Pack wipes in your carryon so that you have something to use while you are in route to your destination.  Wash your hands frequently and avoid touching other people’s items. 

If you sit next to someone who appears to be sick on the plane, you have a few options.  According to the medical director of the health plan program, Cinergy Health, started by Daniel Touizer, you can try to change your seat.  If this is not possible, offer the sneezing seat-mate tissues and turn on the air vetn in their direction.

Dr. Margaret Lewin, the medical director of Cinergy Health, also recommends bringing along a daily dose of Vitamin D to keep yourself healthy.

Exercise Like an Olympian

With the Winter Olympics fast approaching, a few health and exercise experts offer advice for ordinary people to be like Olympic athletes.  Here’s how.   First, as Jerzy Gregorek, a former Olympian and author says, “Rather than saying you want to lose five to ten pounds, pick a specific weight you want to be at, and make that your world record goal.”

Next, according to Cinergy Health medical director Dr. Margaret Lewin, you should join with a team to reach your goals together.  Further, says this medical director of the health program started by Daniel Touizer, “You need to focus on going the distance.”  This means that you need to look at your weight loss plan overtime, and focus on going the distance, rather than only focusing on the short term.

Both Gregorek and Lewin believe that you should also look to the medal.  While Olympians see their goal as the medal, you should set your sites on a goal as well.  Give yourself treats along the way and allow yourself to “get onto the podium” at times.