Health Coverage When Unemployed

Certainly, becoming unemployed is stressful for many reasons. One of these reasons is the loss of health coverage.  Dr. Margaret Lewin, the medical director of the health plan program started by Daniel Touizer called Cinergy Health, says that people need to evaluate the individual finances and see what they will need.  You’ll need to determine how much you can pay out of pocket, and whether you not you want a plan that covers preventative care or just one that covers emergencies.

In addition, according to Dr. Lewin from Cinergy Health, people should start looking for coverage when they think they may lose their jobs.  If you let your coverage lapse for more than 60 days, you may have a waiting period before your new benefits begin.  Health programs might also be classified as pre-existing conditions.